ZIP 78837 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78837 (Val Verde County, Texas) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), flood (NFIP) exposure (77/100), climate & FEMA risk (71/100). Latent structural risk is 64/100 while live distress already moving reads 1/100. Property-level stress concentrates in structural risk (64/100), institutional ownership (55/100), construction/permit lag (51/100). By contrast, mortgage stress (3/100) register low.

The peak-phase market in 78837 posted values that rose 0.9% over the year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Households earn a median $47,153 — below the roughly $78,000 national figure. The poverty rate is 12.8%. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 26/100. There are about 101 housing units across 78837. Vacancy runs 37.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $209,200 (4.5× income). Population is roughly 137 with a median age of 66. Educational attainment sits at 56% bachelor's-or-above. The tenure split is 80% owner-occupied to 20% rented.

On the whole, 78837 leans distressed, with opportunity clustered in specific stressed parcels. 78837 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 78837's 29/100 can be lined up against any neighbor in Val Verde County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78837, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 figure for 78837 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 78837 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.