ZIP 78840 Property Distress & Foreclosure Data

ZIP code 78840 in Val Verde County, Texas carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). The latent-versus-live split is 37/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (62/100), structural risk (37/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 1.1% year on year, and 8% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 18,575 housing units. 67% of housing is owner-occupied. At $59,608, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. The poverty rate is 18.3% — high, a tax-stress and distress correlate. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $164,600 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 29/100. The vacancy rate is 10.1%. About 47,053 people live here, median age 32.

Net-net, 78840 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.