ZIP 79045 Foreclosure, Tax-Lien & Distress Report
Deaf Smith County, Texas · High Vacancy market
In Deaf Smith County, Texas, ZIP 79045 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 18/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are structural risk (18/100), mortgage stress (4/100), construction/permit lag (4/100). By contrast, construction/permit lag (4/100) and institutional ownership (3/100) register low.
The market reads peak — home values rose 1.1% year on year, and 9% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $116,500 (2.1× income, relatively affordable). The poverty rate is 16.1%. DLRadar's demographic-stress index for the area reads 28/100. There are about 6,979 housing units across 79045. About 18,441 people live here, median age 31. About 11% have a four-year degree. Households earn a median $54,207 — below the roughly $78,000 national figure. Owners hold 66% of homes, renters 34%. Around 26% of renters are cost-burdened. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 79045 leans distressed, with opportunity clustered in specific stressed parcels. While 79045 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 79045 runs through one identical public-record model, so its 9/100 sits on the same scale as every other ZIP in Deaf Smith County, Texas and the nation. Sparse data for 79045 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 79045 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 9/100 roll-up. For a buyer, 79045 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 79045’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 79045 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 79045, the same set carried on every parcel.
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Each signal above is traceable to an open dataset · methodology