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ZIP 79092 Foreclosure, Tax-Lien & Distress Report

Oldham County, Texas · High Vacancy market

ZIP code 79092 in Oldham County, Texas carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic distress index. Structural exposure scores 11 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (19/100), structural risk (11/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The peak-phase market in 79092 posted values that rose 2.4% over the year, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 16.6% — elevated. Roughly 12.8% live below the poverty line. Rent burden reaches 53% of tenant households. About 1,187 people live here, median age 40. There are about 558 housing units across 79092. Educational attainment sits at 18% bachelor's-or-above. Households earn a median $79,318 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 29/100. The typical home is worth about $176,700 (2.0× income, relatively affordable). The tenure split is 81% owner-occupied to 19% rented.

On the whole, 79092 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 79092 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 79092 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 79092 can be compared directly against any other ZIP in Oldham County, Texas or nationwide. 79092 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 5/100 for 79092 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 79092 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

5/100
Composite stress
11/100
Structural risk
1/100
Distress activity

ZIP 79092 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk18
79092 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 79092 by the numbers

The live 79092 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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See every distressed parcel in 79092

See who owns each distressed property in 79092, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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