ZIP 79510 Foreclosure, Tax-Lien & Distress Report

In Callahan County, Texas, ZIP 79510 scores 3 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are mortgage stress (6/100), institutional ownership (6/100), structural risk (6/100). On the quiet end sit institutional ownership (6/100) and structural risk (6/100). Structurally it carries 6/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 8.1% year on year, and 17% higher over three years, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 84% owner-occupied to 16% rented. The typical home is worth about $161,000 (2.2× income, relatively affordable). About 23% have a four-year degree. Median household income is $71,032, near the U.S. median near $78,000. The ZIP holds roughly 3,503 housing units. 8,135 residents call 79510 home, typically aged 39. The demographic-stress sub-score lands at 24/100. Around 28% of renters are cost-burdened. Roughly 8.7% live below the poverty line.

Net-net, 79510 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 79510 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 79510 runs hot or quiet, its 3/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 79510 can be compared directly against any other ZIP in Callahan County, Texas or nationwide. Where the public record is thin for 79510, the field stays empty rather than modeled, and fills in as new documents post.

The 3/100 figure for 79510 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 79510 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.