ZIP 79821 Foreclosure, Tax-Lien & Distress Report
El Paso County, Texas · Affordable market
Scored purely from public records, 79821 (El Paso County, Texas) returns a low composite of 26/100. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (81/100)). On the structural side it scores 58/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (58/100), construction/permit lag (57/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.
The peak-phase market in 79821 posted values that rose 1.8% over the year, and 44% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 78% owner-occupied to 22% rented. Around 34% of renters are cost-burdened. Vacancy runs 7.9%. About 12% have a four-year degree. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 6,550 residents call 79821 home, typically aged 36. At $58,171, median income runs below typical U.S. levels. There are about 2,212 housing units across 79821. The demographic-stress sub-score lands at 29/100. A median home runs $153,000 here, or 2.3 times local income.
Overall, 79821 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 79821 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 79821's 26/100 can be lined up against any neighbor in El Paso County, Texas or any ZIP coast to coast. Sparse data for 79821 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 26/100 for 79821 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 79821 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 79821’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 79821 Stress Report snapshot
79821 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other El Paso County ZIP codes
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Each signal above is traceable to an open dataset · methodology