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ZIP 79838 Foreclosure, Tax-Lien & Distress Report

El Paso County, Texas · High Vacancy market

In El Paso County, Texas, ZIP 79838 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (57/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Latent structural risk is 58/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (81/100).

The peak-phase market in 79838 posted values that rose 1.8% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 17.3% — elevated. 22.4% of residents fall below the poverty threshold. A median home runs $95,800 here, or 2.1 times local income. Rent burden reaches 38% of tenant households. The demographic-stress sub-score lands at 30/100. About 11% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Population is roughly 4,813 with a median age of 45. Households earn a median $43,413 — below the roughly $78,000 national figure. The ZIP holds roughly 2,210 housing units.

Net-net, 79838 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 79838 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 79838 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 79838 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

79838's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 79838 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
58/100
Structural risk
2/100
Distress activity

ZIP 79838 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk94
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 79838 distress snapshot

79838 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Other El Paso County ZIP codes

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Each signal above is traceable to an open dataset · methodology

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