ZIP 80132 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 80132 (El Paso County, Colorado) returns a low composite of 20/100. The split runs 43/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (64/100). Its standout signals are structural risk (43/100), institutional ownership (15/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (6/100) register low.

The market reads contraction — home values held roughly flat year on year, and 5% higher over three years (phase confidence 16/100). Falling values surface more motivated sellers and below-market exits.

About 29,379 people live here, median age 43. The vacancy rate is 3.0%. The poverty rate is 3.5% — low. Rent burden reaches 42% of tenant households. The typical home is worth about $773,100 (4.5× income). About 59% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. There are about 10,866 housing units across 80132. Median household income is $155,176, above the U.S. median near $78,000. On demographic stress specifically, 80132 scores 27/100.

On the whole, 80132 leans distressed, with opportunity clustered in specific stressed parcels. While 80132 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 80132 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 80132 stays directly comparable to neighboring ZIPs and the rest of El Paso County, Colorado. The score is rebuilt from public data as it updates, so 80132 reflects the current record instead of a stale or modeled snapshot.

Each component behind 80132 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 80132 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.