ZIP 80478 Foreclosure, Tax-Lien & Distress Report

ZIP code 80478 in Grand County, Colorado carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. The split runs 22/100 structural to 4/100 active on the ground. What sets it apart are the readings on structural risk (22/100), construction/permit lag (18/100), mortgage stress (12/100). By contrast, mortgage stress (12/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 58% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 80478 scores 49/100. Educational attainment sits at 40% bachelor's-or-above. The typical home is worth about $1,008,600 (9.0× income, severely stretched). Vacancy runs 52.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $109,973 — above the roughly $78,000 national figure. The poverty rate is 13.6%. 95% of housing is owner-occupied. The ZIP holds roughly 1,285 housing units. 1,604 residents call 80478 home, typically aged 50.

On the whole, 80478 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 80478 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 80478 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80478 can be compared directly against any other ZIP in Grand County, Colorado or nationwide. Sparse data for 80478 shows as blanks, never estimates, and the score updates on every fresh public filing.

80478's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 80478 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.