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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 80812 Foreclosure, Tax-Lien & Distress Report

Washington County, Colorado · Affordable market

ZIP code 80812 in Washington County, Colorado carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Latent structural risk is 30/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (30/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

10.6% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Median household income is $58,375, below the U.S. median near $78,000. On demographic stress specifically, 80812 scores 33/100. There are about 140 housing units across 80812. About 218 people live here, median age 44. 71% of housing is owner-occupied. The vacancy rate is 10.8%. Rent burden reaches 67% of tenant households. The typical home is worth about $187,500 (2.8× income, relatively affordable).

On balance 80812 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 80812 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 80812 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 80812 stays directly comparable to neighboring ZIPs and the rest of Washington County, Colorado. Nothing here is interpolated — where a source is thin for 80812, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 12/100 figure for 80812 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 80812 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

12/100
Composite stress
30/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 80812

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk13
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 80812 by the numbers

The live 80812 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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