ZIP 80822 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 80822 (Yuma County, Colorado) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (80/100), structural risk (34/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). The split runs 34/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $140,000, an affordability ratio of 2.7× — accessible. The poverty rate is 17.6% — high, a tax-stress and distress correlate. Population is roughly 239 with a median age of 59. The ZIP holds roughly 94 housing units. The vacancy rate is 7.3%. About 29% have a four-year degree. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $61,111, below the U.S. median near $78,000. The tenure split is 72% owner-occupied to 28% rented. Around 32% of renters are cost-burdened.

Overall, 80822 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 80822 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 80822 shows blanks, not estimates, wherever the record is sparse.

The 15/100 figure for 80822 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 80822 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.