ZIP 80823 Foreclosure, Tax-Lien & Distress Report

In Lincoln County, Colorado, ZIP 80823 scores 4 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural risk reads 10/100 against active distress of 1/100. Leading the profile are construction/permit lag (25/100), structural risk (10/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 80823 posted values that rose 2.2% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 72% owner-occupied to 28% rented. Rent burden reaches 53% of tenant households. Median household income is $43,750, below the U.S. median near $78,000. The ZIP holds roughly 115 housing units. 20.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 35/100. Home values center near $183,300, an affordability ratio of 4.1×. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. Around 29% of adults hold a bachelor's degree or higher. 190 residents call 80823 home, typically aged 65.

Net-net, 80823 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 80823 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 80823 runs hot or quiet, its 4/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80823 can be compared directly against any other ZIP in Lincoln County, Colorado or nationwide. Where the public record is thin for 80823, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 80823 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 4/100 roll-up. For a buyer, 80823 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.