ZIP 81045 Property Distress & Foreclosure Data

In Kiowa County, Colorado, ZIP 81045 scores 6 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (52/100), structural risk (15/100), institutional ownership (3/100). By contrast, structural risk (15/100) and institutional ownership (3/100) register low. Structural exposure scores 15 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 3.3% year on year, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 56 people live here, median age 40. Vacancy runs 44.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $112,500, an affordability ratio of 1.4× — accessible. Educational attainment sits at 21% bachelor's-or-above. Owners hold 65% of homes, renters 35%. 5.4% of residents fall below the poverty threshold. There are about 60 housing units across 81045. Median household income is $58,333, below the U.S. median near $78,000. Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 25/100.

Net-net, 81045 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
15/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 81045

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk5
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Kiowa County

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