ZIP 81045 Foreclosure, Tax-Lien & Distress Report
Kiowa County, Colorado · High Vacancy market
ZIP 81045's composite property-distress score is 1/100 - DLRadar classes that as minimal for Kiowa County, Colorado. The most distinctive pressure shows up in institutional ownership (3/100), structural risk (2/100). By contrast, institutional ownership (3/100) and structural risk (2/100) register low. Structurally it carries 2/100, against 0/100 of stress already in motion.
The market reads peak — home values rose 2.2% year on year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
56 residents call 81045 home, typically aged 40. The vacancy rate is 44.7% — elevated. Home values center near $112,500, an affordability ratio of 1.4× — accessible. About 21% have a four-year degree. Owners hold 65% of homes, renters 35%. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. There are about 60 housing units across 81045. At $58,333, median income runs below typical U.S. levels. Around 25% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100.
Taken together, 81045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 81045 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 81045 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 1/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 81045 shows blanks, not estimates, wherever the record is sparse.
81045's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 81045 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 81045
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 81045 distress snapshot
The live 81045 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Kiowa County ZIP reports
Keep exploring Colorado distress
More ZIP, county and state distress intelligence connected to Kiowa County, Colorado.
The complete 81045 distress and acquisition report
See who owns each distressed property in 81045, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology