ZIP 81036 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81036 (Kiowa County, Colorado) lands at 1/100 — minimal on DLRadar's public-record scoring. Its standout signals are mortgage stress (5/100), institutional ownership (3/100), structural risk (2/100). On the quiet end sit institutional ownership (3/100) and structural risk (2/100). Structural exposure scores 2 and live distress 2 on the 0–100 scale.

The peak-phase market in 81036 posted values that rose 2.2% over the year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $173,300, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 550 housing units. Population is roughly 994 with a median age of 48. The demographic-stress sub-score lands at 29/100. The vacancy rate is 16.9% — elevated. About 17% have a four-year degree. At $57,625, median income runs below typical U.S. levels. 10.4% of residents fall below the poverty threshold. The tenure split is 74% owner-occupied to 26% rented. Around 37% of renters are cost-burdened.

On the whole, 81036 leans distressed, with opportunity clustered in specific stressed parcels. 81036 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 81036 runs hot or quiet, its 1/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81036 can be compared directly against any other ZIP in Kiowa County, Colorado or nationwide. Where the public record is thin for 81036, the field stays empty rather than modeled, and fills in as new documents post.

The 1/100 for 81036 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 81036 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.