ZIP 81036 Property Distress & Foreclosure Data

In Kiowa County, Colorado, ZIP 81036 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (27/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural risk reads 27/100 against active distress of 2/100.

The market reads peak — home values rose 3.3% year on year, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $173,300, an affordability ratio of 2.7× — accessible. There are about 550 housing units across 81036. About 994 people live here, median age 48. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 17% bachelor's-or-above. Median household income is $57,625, below the U.S. median near $78,000. 10.4% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. Rent burden reaches 37% of tenant households.

Net-net, 81036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.