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ZIP 81146 Foreclosure, Tax-Lien & Distress Report

Alamosa County, Colorado · Cooling Market market

On DLRadar's 0-100 public-record scale, ZIP 81146 in Alamosa County, Colorado comes in at 7, a minimal composite-distress reading. The most distinctive pressure shows up in institutional ownership (16/100), structural risk (13/100), mortgage stress (7/100). On the quiet end sit structural risk (13/100) and mortgage stress (7/100). On the structural side it scores 13/100, with 2/100 of stress already active.

Prices here sit in a contraction phase: values held roughly flat over the trailing year (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.

About 779 people live here, median age 36. 74% of housing is owner-occupied. There are about 287 housing units across 81146. Around 5% of renters are cost-burdened. The demographic-stress sub-score lands at 22/100. About 37% have a four-year degree. Home values center near $232,100, an affordability ratio of 3.3× — accessible. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 8.0%. Households earn a median $69,138 — near the roughly $78,000 national figure.

On the whole, 81146 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 81146 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 81146's 7/100 can be lined up against any neighbor in Alamosa County, Colorado or any ZIP coast to coast. Where the public record is thin for 81146, the field stays empty rather than modeled, and fills in as new documents post.

81146's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 81146 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

7/100
Composite stress
13/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 81146

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk33
81146 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 81146 Stress Report snapshot

81146 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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