ZIP 81131 Property Distress & Foreclosure Data

DLRadar grades ZIP 81131 (Saguache County, Colorado) at a minimal 6/100 for overall property distress. Property-level stress concentrates in construction/permit lag (21/100), structural risk (13/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Structural risk reads 13/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $333,500 (5.7× income). At $60,625, median income runs below typical U.S. levels. 1,059 residents call 81131 home, typically aged 66. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. There are about 868 housing units across 81131. Rent burden reaches 98% of tenant households. 84% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. The poverty rate is 16.8% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 43/100.

Taken together, 81131 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.