ZIP 81131 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 81131 (Saguache County, Colorado) at a minimal 8/100 for overall property distress. What sets it apart are the readings on construction/permit lag (50/100), structural risk (20/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). The split runs 20/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 2.2% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $333,500 (5.7× income). Median household income is $60,625, below the U.S. median near $78,000. 1,059 residents call 81131 home, typically aged 66. The vacancy rate is 16.1% — elevated. There are about 868 housing units across 81131. Around 98% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. Educational attainment sits at 51% bachelor's-or-above. Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 81131 scores 43/100.

On the whole, 81131 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 81131 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 81131's 8/100 can be lined up against any neighbor in Saguache County, Colorado or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 81131 reflects the current record instead of a stale or modeled snapshot.

Behind 81131's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 81131 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.