ZIP 81132 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 81132 (Rio Grande County, Colorado) at a minimal 9/100 for overall property distress. Structurally it carries 20/100, against 2/100 of stress already in motion. Leading the profile are construction/permit lag (43/100), structural risk (20/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low.

The market reads peak — home values rose 2.2% year on year, and 24% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $58,889 — below the roughly $78,000 national figure. There are about 1,791 housing units across 81132. 8.9% of residents fall below the poverty threshold. Around 29% of adults hold a bachelor's degree or higher. 3,309 residents call 81132 home, typically aged 51. The typical home is worth about $209,500 (3.3× income, relatively affordable). Rent burden reaches 19% of tenant households. The demographic-stress sub-score lands at 25/100. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. 77% of housing is owner-occupied.

On the whole, 81132 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 81132 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 81132's 9/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 81132, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

81132's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 81132 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.