ZIP 81132 Property Distress & Foreclosure Data

Composite property distress in 81132 (Rio Grande County, Colorado) lands at 8/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 19/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (37/100), structural risk (19/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low.

The market reads peak — home values rose 3.3% year on year, and 24% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $58,889, below the U.S. median near $78,000. The ZIP holds roughly 1,791 housing units. 8.9% of residents fall below the poverty threshold. Educational attainment sits at 29% bachelor's-or-above. About 3,309 people live here, median age 51. Home values center near $209,500, an affordability ratio of 3.3× — accessible. Around 19% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 12.3% — elevated. Owners hold 77% of homes, renters 23%.

Net-net, 81132 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.