ZIP 84098 Foreclosure, Tax-Lien & Distress Report

In Summit County, Utah, ZIP 84098 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (71/100), institutional ownership (44/100). mortgage stress (14/100) stay muted. Structural risk reads 71/100 against active distress of 4/100. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (69/100)).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 4% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $171,151 — above the roughly $78,000 national figure. On demographic stress specifically, 84098 scores 34/100. Home values center near $1,207,200, an affordability ratio of 6.5×. Vacancy runs 29.7%, above the national norm and a classic distress-and-opportunity signal. 3.9% of residents fall below the poverty threshold. Around 71% of adults hold a bachelor's degree or higher. There are about 10,084 housing units across 84098. Population is roughly 20,311 with a median age of 42. Around 33% of renters are cost-burdened. 84% of housing is owner-occupied.

Taken together, 84098 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 84098 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 84098 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 84098 shows blanks, not estimates, wherever the record is sparse.

84098's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 84098 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.