ZIP 84109 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 84109 (Salt Lake County, Utah) returns a low composite of 22/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (68/100)). The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (26/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The split runs 50/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 1.9% year on year, and 10% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $731,200 here, or 5.0 times local income. Owners hold 79% of homes, renters 21%. About 25,879 people live here, median age 36. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 9,909 housing units. The poverty rate is 4.7% — low. The vacancy rate is 9.3%. Educational attainment sits at 69% bachelor's-or-above. At $136,823, median income runs above typical U.S. levels. Rent burden reaches 30% of tenant households.

On balance 84109 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 84109 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 84109 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 84109 can be compared directly against any other ZIP in Salt Lake County, Utah or nationwide. Nothing here is interpolated — where a source is thin for 84109, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

84109's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 84109 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.