Salt Lake County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Salt Lake County, UT distress report, 2026: 42 ZIPs scored in Salt Lake, UT, Salt Lake, UT average 23/100; the top Salt Lake, UT ZIP is 84020 at 24/100; Salt Lake, UT market phase peak, Salt Lake, UT prices +1.9% year over year.
- Salt Lake, UT ranks #2,872 nationally (opportunity index); Salt Lake, UT #25 in Utah; Salt Lake, UT index 24.0.
- Salt Lake, UT ninety-day mortgage delinquency 0.5% in December 2025; Salt Lake, UT twelve-month change -0.1%.
- Salt Lake, UT ZIP phases: 42 peak.
- Salt Lake, UT residential listings tracked: 796 across 42 ZIPs; Salt Lake, UT candidate listings 197.
- Salt Lake, UT HUD assisted properties: 64 with 6,901 units.
- Salt Lake, UT lenders on watch: 8; largest Salt Lake, UT footprint Zions Bcorp N A (28 branches).
- Salt Lake, UT most distressed ZIP: 84020 at 24/100.
Salt Lake, UT figures: DLRadar distress index; Salt Lake, UT inputs: CFPB, FHFA, HUD, FDIC; Salt Lake, UT rebuilt as sources refresh.
| Rank | Salt Lake, UT ZIP | Score |
|---|---|---|
| 1 | 84020 | 24/100 |
| 2 | 84006 | 23/100 |
| 3 | 84009 | 23/100 |
| 4 | 84044 | 23/100 |
| 5 | 84047 | 23/100 |
| 6 | 84065 | 23/100 |
| 7 | 84070 | 23/100 |
| 8 | 84081 | 23/100 |
| 9 | 84084 | 23/100 |
| 10 | 84088 | 23/100 |
| 11 | 84092 | 23/100 |
| 12 | 84093 | 23/100 |
Most distressed Salt Lake, UT ZIPs (0-100, 2026)
Mortgage delinquency in Salt Lake, UT
0.5% of Salt Lake, UT mortgages were ninety-plus days late (Salt Lake, UT, December 2025); Salt Lake, UT thirty-to-eighty-nine days late: 1.6%; Salt Lake, UT twelve-month change -0.1%; Salt Lake, UT peak since 2008: 4.1% (December 2009); Utah overall 0.7%. Salt Lake, UT ninety-day series: Dec 24 0.6, Jan 25 0.5, Feb 25 0.5 (Salt Lake, UT), Mar 25 0.5, Apr 25 0.4, May 25 0.5 (Salt Lake, UT), Jun 25 0.5, Jul 25 0.4, Aug 25 0.5 (Salt Lake, UT), Sep 25 0.5, Oct 25 0.5, Nov 25 0.6 (Salt Lake, UT), Dec 25 0.5.
Opportunity index: Salt Lake, UT
Salt Lake, UT index 24.0, Salt Lake, UT phase weak; Salt Lake, UT primary driver bank institutional, Salt Lake, UT second driver construction. Salt Lake, UT components: property stress 11.0, foreclosure pressure 11.5, listing discounts 27.4, bank stress 52.8, insurance 0.0; Salt Lake, UT pulse 24.5; Salt Lake, UT capital opportunity 23.3; Salt Lake, UT seven-day change +0.1%.
ZIP market phases inside Salt Lake, UT
42 Salt Lake, UT ZIPs carry a price-cycle phase; Salt Lake, UT ZIPs by phase (Salt Lake, UT), deepest drawdown first: peak, +1.9% YoY (Salt Lake, UT): 84006, 84009, 84044, 84047, Salt Lake, UT 84065, 84070, 84081, 84084, Salt Lake, UT 84088, 84092, 84093, 84094, Salt Lake, UT 84095, 84096, 84101; peak, +2.1% YoY (Salt Lake, UT): 84020.
Residential listings by Salt Lake, UT ZIP
Salt Lake, UT ZIPs with the most tracked Salt Lake, UT residential listings: 84009 136 listings, 47 candidates, bank pressure 51; 84081 70 listings, 3 candidates, bank pressure 51; 84020 69 listings, 23 candidates, bank pressure 53; 84044 41 listings, 6 candidates, bank pressure 51 (Salt Lake, UT); 84096 37 listings, 25 candidates, bank pressure 51; 84084 36 listings, 7 candidates, bank pressure 51; 84070 35 listings, 11 candidates, bank pressure 51; 84092 35 listings, 3 candidates, bank pressure 51. Salt Lake, UT totals: 796 listings; Salt Lake, UT candidates 197; active ZIPs 35.
HUD assisted housing in Salt Lake, UT
64 assisted properties with 6,901 units sit in Salt Lake, UT; largest Salt Lake, UT properties: Ivory Urban Vista Station (Draper) 308 units; Murray Crossing (Murray) 293 units; Boulder Canyon (West Jordan) 279 units in Salt Lake, UT; Brick Gate Apartments (Murray) 268 units; Liberty Boulevard (Salt Lake City) 266 units; Ridge At Jordan Landing (West Jordan) 264 units.
Lenders with branches in Salt Lake, UT
Salt Lake, UT lenders by branch count: Zions Bcorp N A (Salt Lake, UT): stress 64, 28 branches low in Salt Lake, UT; First Utah Bank (Salt Lake, UT): stress 75, 6 branches low in Salt Lake, UT; Brighton Bank (Salt Lake, UT): stress 53, 5 branches low in Salt Lake, UT; Bank Of Utah (Salt Lake, UT): stress 56, 4 branches low in Salt Lake, UT; Finwise Bank (Salt Lake, UT): stress 34, 2 branches low in Salt Lake, UT; B2 Bank National Assn (Salt Lake, UT): stress 92, 1 branch low in Salt Lake, UT; Ubs Bank Usa National Assn (Salt Lake, UT): stress 77, 1 branch low in Salt Lake, UT; Ally Bank (Salt Lake, UT): stress 73, 1 branch low in Salt Lake, UT.
Vacancy and permits, Salt Lake, UT
23,417 of 449,662 Salt Lake, UT housing units are vacant; Salt Lake, UT permits, twelve months: 4,451 multifamily units in Salt Lake, UT, 2,701 one-to-four unit units.
Work Salt Lake, UT at the parcel level
Every Salt Lake, UT parcel carries owner and address; every Salt Lake, UT parcel carries APN; Salt Lake, UT distress scores sit on the Salt Lake, UT live board.
Salt Lake, UT figures refresh with each source.
Salt Lake, UT questions
Most distressed ZIP code in Salt Lake County, UT?
ZIP 84020 leads Salt Lake, UT at 24/100; next in Salt Lake, UT: 84006 at 23/100; the Salt Lake, UT average is 23/100.
Where does Salt Lake County, UT rank for investment opportunity?
Salt Lake, UT is #2,872 among all ranked counties, #25 in Utah; the Salt Lake, UT driver is bank institutional; Salt Lake, UT moved up 202 places.
How many mortgages are delinquent in Salt Lake County, UT?
0.5% of Salt Lake, UT mortgages were ninety-plus days late in December 2025; the Salt Lake, UT peak since 2008 was 4.1%.
Which banks lend in Salt Lake County, UT?
8 watched lenders hold Salt Lake, UT branches; the largest Salt Lake, UT footprints are Zions Bcorp N A (28), First Utah Bank (6), Brighton Bank (5).
More on Salt Lake, UT
Salt Lake County, UT distress report: public-record figures for Salt Lake, UT; not legal advice for Salt Lake, UT; not tax or investment advice; verify every Salt Lake, UT record before acting.