Salt Lake County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Salt Lake County, Utah? DLRadar grades every Salt Lake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Salt Lake County breakdown.
- Salt Lake County's most distressed ZIP is 84020 at 24/100.
- 42 ZIP codes tracked in Salt Lake County, averaging 22/100 distress.
- Salt Lake County reads peak — home values up 1.9% year over year.
- Vacancy runs 5.7% across Salt Lake County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Salt Lake County home is worth about $549,500 against a ~$99,297 median income.
- Lending headwind in Salt Lake County sits at 48/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84020 | 24/100 |
| 2 | 84006 | 22/100 |
| 3 | 84009 | 22/100 |
| 4 | 84044 | 22/100 |
| 5 | 84047 | 22/100 |
| 6 | 84065 | 22/100 |
| 7 | 84070 | 22/100 |
| 8 | 84081 | 22/100 |
| 9 | 84084 | 22/100 |
| 10 | 84088 | 22/100 |
| 11 | 84092 | 22/100 |
| 12 | 84093 | 22/100 |
Most distressed ZIP codes in Salt Lake County (composite distress 0-100, 2026)
What is driving Salt Lake County distress
Salt Lake County's placement in the national index rests on public filings — a 22/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Salt Lake County market phase and pricing
DLRadar places Salt Lake County in peak; prices moved up 1.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Salt Lake County
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Frequently asked questions
Which Salt Lake County ZIP scores worst for distress?
ZIP 84020 leads Salt Lake County at 24/100, recomputed monthly from public records.
Which phase does Salt Lake County sit in right now?
Salt Lake County reads peak, with home prices up 1.9% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Salt Lake County numbers?
Every Salt Lake County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 42 Salt Lake County ZIP codes that it runs on every other U.S. county, so Salt Lake County's numbers are directly comparable to any other market.
How much do distress scores vary between Salt Lake County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Salt Lake County ZIPs DLRadar ranks, scores run from 24/100 in 84020 down to 22/100 in 84093, against a Salt Lake County average of 22/100. Those 2 points separate the ZIPs worth working in Salt Lake County from the rest.
What do Salt Lake County home values and vacancy say about distressed supply?
The typical Salt Lake County home carries about $549,500 of value against a median household income near $99,297. Vacancy across Salt Lake County's tracked ZIPs runs 5.7% and the poverty rate is 12.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Salt Lake County's foreclosure and lien filings and its 48/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.