ZIP 84501 Foreclosure, Tax-Lien & Distress Report

ZIP code 84501 in Carbon County, Utah carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (61/100), structural risk (31/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). On the structural side it scores 31/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 12% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $243,800 (4.0× income). The ZIP holds roughly 5,483 housing units. About 13,002 people live here, median age 37. Owners hold 68% of homes, renters 32%. Rent burden reaches 44% of tenant households. The vacancy rate is 8.6%. About 20% have a four-year degree. Roughly 15.8% live below the poverty line. DLRadar's demographic-stress index for the area reads 34/100. Households earn a median $53,256 — below the roughly $78,000 national figure.

On balance 84501 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 84501 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 84501 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 84501 shows blanks, not estimates, wherever the record is sparse.

Each component behind 84501 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For a buyer, 84501 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.