ZIP 85349 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85349 (Yuma County, Arizona) lands at 24/100 — low on DLRadar's public-record scoring. The pressure is most legible in structural risk (53/100), construction/permit lag (45/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. The latent-versus-live split is 53/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100).

The contraction-phase market in 85349 posted values that fell 0.9% over the year, 2.6% off the recent peak, at 38/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 3.0%. 20.7% of residents fall below the poverty threshold. Median household income is $55,717, below the U.S. median near $78,000. Rent burden reaches 25% of tenant households. Home values center near $223,200, an affordability ratio of 3.5× — accessible. Around 8% of adults hold a bachelor's degree or higher. The tenure split is 72% owner-occupied to 28% rented. 28,810 residents call 85349 home, typically aged 34. On demographic stress specifically, 85349 scores 33/100. There are about 7,576 housing units across 85349.

Net-net, 85349 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 85349 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 85349 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 85349, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 85349 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 85349 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.