ZIP 85356 Property Distress & Foreclosure Data

ZIP code 85356 in Yuma County, Arizona carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (70/100), structural risk (59/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. The latent-versus-live split is 59/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100).

The market reads peak — home values rose 1.0% year on year, and 22% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

At $56,447, median income runs below typical U.S. levels. The vacancy rate is 33.8% — elevated. Around 38% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. About 3,789 people live here, median age 61. The demographic-stress sub-score lands at 27/100. The poverty rate is 10.1%. 83% of housing is owner-occupied. The ZIP holds roughly 2,874 housing units. The typical home is worth about $102,100 (2.1× income, relatively affordable).

Net-net, 85356 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.