ZIP 85356 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85356 (Yuma County, Arizona) at a low 24/100 for overall property distress. What sets it apart are the readings on structural risk (53/100), construction/permit lag (45/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Structural risk reads 53/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100)).

The market reads contraction — home values fell 0.9% year on year, 2.6% off the recent peak, and 22% higher over three years, at 38/100 phase confidence. A cooling market tends to open discount-to-value windows.

Households earn a median $56,447 — below the roughly $78,000 national figure. The vacancy rate is 33.8% — elevated. Rent burden reaches 38% of tenant households. Around 19% of adults hold a bachelor's degree or higher. About 3,789 people live here, median age 61. The demographic-stress sub-score lands at 27/100. The poverty rate is 10.1%. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 2,874 housing units. A median home runs $102,100 here, or 2.1 times local income.

Taken together, 85356 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 85356 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 85356 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85356 can be compared directly against any other ZIP in Yuma County, Arizona or nationwide. Nothing here is interpolated — where a source is thin for 85356, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 85356 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 85356 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.