ZIP 88039 Foreclosure, Tax-Lien & Distress Report

ZIP code 88039 in Catron County, New Mexico carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: mortgage stress (11/100), structural risk (9/100), institutional ownership (3/100). structural risk (9/100) and institutional ownership (3/100) stay muted. Latent structural risk is 9/100 while live distress already moving reads 3/100.

The market reads peak — home values rose 1.1% year on year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

817 residents call 88039 home, typically aged 37. Home values center near $150,500, an affordability ratio of 5.5×. Rent burden reaches 57% of tenant households. 33.9% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. There are about 474 housing units across 88039. Vacancy runs 41.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 45/100. Median household income is $29,675, below the U.S. median near $78,000. Around 31% of adults hold a bachelor's degree or higher.

Net-net, 88039 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 88039 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 5/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 88039 reflects the current record instead of a stale or modeled snapshot.

Each component behind 88039 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 5/100 roll-up. In workflow terms, 88039 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.