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ZIP 88049 Foreclosure, Tax-Lien & Distress Report

Grant County, New Mexico · High Vacancy market

In Grant County, New Mexico, ZIP 88049 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (31/100), institutional ownership (28/100), mortgage stress (17/100). institutional ownership (28/100) and mortgage stress (17/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (68/100)). Structural risk reads 31/100 against active distress of 5/100.

The market reads peak — home values rose 1.9% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Population is roughly 586 with a median age of 68. Households earn a median $46,667 — below the roughly $78,000 national figure. Home values center near $185,100, an affordability ratio of 3.8× — accessible. Around 65% of adults hold a bachelor's degree or higher. 5.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 24/100. The tenure split is 100% owner-occupied to 0% rented. There are about 653 housing units across 88049. Vacancy runs 40.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 88049 leans distressed, with opportunity clustered in specific stressed parcels. While 88049 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 88049 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 88049 can be compared directly against any other ZIP in Grant County, New Mexico or nationwide. The score is rebuilt from public data as it updates, so 88049 reflects the current record instead of a stale or modeled snapshot.

88049's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 88049 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
31/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 88049

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk68
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 88049 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 88049, the same set carried on every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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