ZIP 88061 Foreclosure, Tax-Lien & Distress Report

ZIP code 88061 in Grant County, New Mexico carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (31/100), institutional ownership (28/100), mortgage stress (17/100). By contrast, institutional ownership (28/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). Latent structural risk is 31/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 25% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $47,099 — below the roughly $78,000 national figure. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 21.1% — elevated. There are about 8,892 housing units across 88061. The typical home is worth about $204,300 (3.9× income, relatively affordable). Educational attainment sits at 30% bachelor's-or-above. 71% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 42% of tenant households. 17,546 residents call 88061 home, typically aged 49.

On the whole, 88061 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 88061 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. 88061 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 88061's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 88061 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.