ZIP 88026 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 88026 (Grant County, New Mexico) returns a low composite of 16/100. The latent-versus-live split is 31/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (68/100). What sets it apart are the readings on structural risk (31/100), institutional ownership (28/100), mortgage stress (17/100). institutional ownership (28/100) and mortgage stress (17/100) stay muted.

The peak-phase market in 88026 posted values that rose 1.9% over the year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $141,500, an affordability ratio of 2.6× — accessible. The vacancy rate is 24.9% — elevated. Population is roughly 1,636 with a median age of 49. The tenure split is 70% owner-occupied to 30% rented. Median household income is $46,094, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. 30.0% of residents fall below the poverty threshold. On demographic stress specifically, 88026 scores 36/100. There are about 763 housing units across 88026. Around 52% of renters are cost-burdened.

On the whole, 88026 leans distressed, with opportunity clustered in specific stressed parcels. While 88026 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 88026's 16/100 can be lined up against any neighbor in Grant County, New Mexico or any ZIP coast to coast. Where the public record is thin for 88026, the field stays empty rather than modeled, and fills in as new documents post.

Behind 88026's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 88026 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.