ZIP 88046 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 88046 in DoñA Ana County, New Mexico comes in at 31, a moderate composite-distress reading. On the structural side it scores 70/100, with 0/100 of stress already active. What sets it apart are the readings on structural risk (70/100), construction/permit lag (63/100), institutional ownership (45/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (76/100)).

The market reads contraction — home values held roughly flat year on year (phase confidence 28/100). Falling values surface more motivated sellers and below-market exits.

Home values center near $264,300, an affordability ratio of 3.8× — accessible. At $66,300, median income runs below typical U.S. levels. 725 residents call 88046 home, typically aged 51. 70% of housing is owner-occupied. There are about 328 housing units across 88046. DLRadar's demographic-stress index for the area reads 22/100. Rent burden reaches 0% of tenant households. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 10.8%. About 42% have a four-year degree.

On the whole, 88046 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 88046 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 88046 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 88046, the field stays empty rather than modeled, and fills in as new documents post.

88046's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 88046 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.