ZIP 88001 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 88001 (DoñA Ana County, New Mexico) returns a moderate composite of 32/100. The most distinctive pressure shows up in structural risk (70/100), construction/permit lag (60/100), institutional ownership (46/100). mortgage stress (20/100) stay muted. Latent structural risk is 70/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (75/100).

The market reads contraction — home values held roughly flat year on year, and 13% higher over three years (phase confidence 28/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $32,978, median income runs below typical U.S. levels. The poverty rate is 38.0% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 45/100. Rent burden reaches 58% of tenant households. A median home runs $163,800 here, or 4.8 times local income. About 29% have a four-year degree. The tenure split is 41% owner-occupied to 59% rented. The ZIP holds roughly 16,766 housing units. The vacancy rate is 7.8%. About 38,972 people live here, median age 27.

On the whole, 88001 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 88001 at the moment; the composite and its components are still built from verifiable records.

Whether 88001 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 88001 can be compared directly against any other ZIP in DoñA Ana County, New Mexico or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 88001 shows blanks, not estimates, wherever the record is sparse.

Behind 88001's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 88001 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.