ZIP 88012 Property Distress & Foreclosure Data

DLRadar grades ZIP 88012 (DoñA Ana County, New Mexico) at a moderate 33/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (77/100), FEMA disaster exposure (64/100)). On the structural side it scores 73/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (73/100), construction/permit lag (66/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100).

The contraction-phase market in 88012 posted values that held roughly flat over the year, 2.3% off the recent peak, and 14% higher over three years (phase confidence 31/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

DLRadar's demographic-stress index for the area reads 29/100. Around 39% of renters are cost-burdened. Median household income is $66,988, below the U.S. median near $78,000. Home values center near $249,500, an affordability ratio of 3.3× — accessible. Population is roughly 32,888 with a median age of 31. Owners hold 76% of homes, renters 24%. Educational attainment sits at 35% bachelor's-or-above. The vacancy rate is 8.2%. 11.5% of residents fall below the poverty threshold. The ZIP holds roughly 13,207 housing units.

On the whole, 88012 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.