ZIP 88021 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 88021 (DoñA Ana County, New Mexico) at a moderate 32/100 for overall property distress. The pressure is most legible in structural risk (70/100), construction/permit lag (60/100), institutional ownership (46/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (75/100). The latent-versus-live split is 70/100 structural and 6/100 already moving.

The contraction-phase market in 88021 posted values that held roughly flat over the year, and 30% higher over three years (phase confidence 28/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $49,345 — below the roughly $78,000 national figure. Around 36% of renters are cost-burdened. The vacancy rate is 6.5%. About 16,102 people live here, median age 33. Around 16% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 33/100. The poverty rate is 29.4% — high, a tax-stress and distress correlate. There are about 6,004 housing units across 88021. 74% of housing is owner-occupied. The typical home is worth about $153,000 (3.1× income, relatively affordable).

Net-net, 88021 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 88021 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 88021 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in DoñA Ana County, New Mexico and the nation. 88021 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 figure for 88021 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 88021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.