ZIP 88021 Property Distress & Foreclosure Data

DLRadar grades ZIP 88021 (DoñA Ana County, New Mexico) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (73/100), construction/permit lag (66/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (77/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 73/100 structural and 6/100 already moving.

The contraction-phase market in 88021 posted values that held roughly flat over the year, 2.3% off the recent peak, and 30% higher over three years (phase confidence 31/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $49,345, below the U.S. median near $78,000. Around 36% of renters are cost-burdened. The vacancy rate is 6.5%. Population is roughly 16,102 with a median age of 33. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. 29.4% of residents fall below the poverty threshold. The ZIP holds roughly 6,004 housing units. Owners hold 74% of homes, renters 26%. Home values center near $153,000, an affordability ratio of 3.1× — accessible.

On the whole, 88021 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.