ZIP 88115 Foreclosure, Tax-Lien & Distress Report

Roosevelt County, New Mexico's ZIP 88115 registers 14/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). The latent-versus-live split is 28/100 structural and 0/100 already moving. Property-level stress concentrates in structural risk (28/100), institutional ownership (5/100). By contrast, structural risk (28/100) and institutional ownership (5/100) register low.

The peak-phase market in 88115 posted values that rose 1.9% over the year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4 housing units. The vacancy rate is 0.0%. About 27% have a four-year degree. On demographic stress specifically, 88115 scores 13/100. Owners hold 100% of homes, renters 0%. The poverty rate is 0.0% — low. Median household income is $71,875, near the U.S. median near $78,000. About 11 people live here, median age 63.

On balance 88115 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 88115 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 88115 reflects the current record instead of a stale or modeled snapshot.

Each component behind 88115 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 88115 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.