ZIP 88130 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 88130 (Roosevelt County, New Mexico) at a minimal 14/100 for overall property distress. The split runs 28/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Property-level stress concentrates in structural risk (28/100), institutional ownership (5/100), mortgage stress (4/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 16% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 17,865 people live here, median age 31. The tenure split is 61% owner-occupied to 39% rented. A median home runs $135,000 here, or 2.6 times local income. Rent burden reaches 31% of tenant households. Households earn a median $52,420 — below the roughly $78,000 national figure. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100. About 22% have a four-year degree. There are about 8,030 housing units across 88130. 21.4% of residents fall below the poverty threshold.

Taken together, 88130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 88130 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 88130 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 88130 can be compared directly against any other ZIP in Roosevelt County, New Mexico or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 88130 shows blanks, not estimates, wherever the record is sparse.

The 14/100 figure for 88130 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 88130 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.