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ZIP 88231 Foreclosure, Tax-Lien & Distress Report

Lea County, New Mexico · High Vacancy market

DLRadar grades ZIP 88231 (Lea County, New Mexico) at a low 24/100 for overall property distress. Structural exposure scores 55 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (84/100).

The market reads peak — home values rose 1.9% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. 79% of housing is owner-occupied. A median home runs $128,900 here, or 2.1 times local income. About 4% have a four-year degree. Around 47% of renters are cost-burdened. 13.6% of residents fall below the poverty threshold. The ZIP holds roughly 1,454 housing units. At $72,019, median income runs near typical U.S. levels. About 3,360 people live here, median age 35. The demographic-stress sub-score lands at 31/100.

Net-net, 88231 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 88231 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 88231 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 88231 can be compared directly against any other ZIP in Lea County, New Mexico or nationwide. 88231 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

88231's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 88231 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
55/100
Structural risk
2/100
Distress activity

What is driving ZIP 88231’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk84
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

88231 at a glance

A live read on 88231: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Lea County ZIP reports

More distress data near 88231

Other reports tied to Lea County, New Mexico — ZIP, county and statewide.

The complete 88231 distress and acquisition report

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Each signal above is traceable to an open dataset · methodology

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