ZIP 88242 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 88242 (Lea County, New Mexico) returns a low composite of 24/100. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (84/100)). Its heaviest discrete signals: construction/permit lag (75/100), structural risk (55/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (8/100).

The market reads peak — home values rose 1.9% year on year, and 24% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 7,684 with a median age of 34. Around 36% of renters are cost-burdened. There are about 2,967 housing units across 88242. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 88242 scores 27/100. 11.3% of residents fall below the poverty threshold. The typical home is worth about $260,200 (2.5× income, relatively affordable). Median household income is $88,654, above the U.S. median near $78,000. Vacancy runs 8.4%. Around 15% of adults hold a bachelor's degree or higher.

Net-net, 88242 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 88242 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 88242 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 88242 reflects the current record instead of a stale or modeled snapshot.

The 24/100 for 88242 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 88242 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.