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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 91401 Foreclosure, Tax-Lien & Distress Report

Los Angeles County, California · High Value market

On DLRadar's 0-100 public-record scale, ZIP 91401 in Los Angeles County, California comes in at 32, a moderate composite-distress reading. Its heaviest discrete signals: institutional ownership (73/100), structural risk (69/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (4/100) register low. Structurally it carries 69/100, against 8/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (100/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (93/100)).

The market reads peak — home values held roughly flat year on year, and 12% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 55/100. Around 52% of renters are cost-burdened. Roughly 15.9% live below the poverty line. 34% of housing is owner-occupied. About 39% have a four-year degree. The ZIP holds roughly 15,792 housing units. Median household income is $75,933, near the U.S. median near $78,000. A median home runs $1,047,700 here, or 13.0 times local income. 39,011 residents call 91401 home, typically aged 37. Vacancy runs 4.6%.

Net-net, 91401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 91401 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 91401's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 91401, the field stays empty rather than modeled, and fills in as new documents post.

Behind 91401's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 91401 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

32/100
Composite stress
69/100
Structural risk
8/100
Distress activity

What is driving ZIP 91401’s distress

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk100
Another 9 scored dimensions sit behind 91401

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 91401 Stress Report snapshot

91401 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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