ZIP 91786 Property Distress & Foreclosure Data

San Bernardino County, California's ZIP 91786 registers 34/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (79/100)). On the structural side it scores 74/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (62/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (24/100).

The peak-phase market in 91786 posted values that rose 1.5% over the year, and 14% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $86,961 — near the roughly $78,000 national figure. On demographic stress specifically, 91786 scores 44/100. Roughly 10.8% live below the poverty line. About 30% have a four-year degree. Population is roughly 55,519 with a median age of 35. The tenure split is 45% owner-occupied to 55% rented. The vacancy rate is 3.4%. A median home runs $641,600 here, or 7.0 times local income. Around 45% of renters are cost-burdened. The ZIP holds roughly 20,193 housing units.

On balance 91786 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.