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ZIP 92324 Foreclosure, Tax-Lien & Distress Report

San Bernardino County, California · Distress market

Scored purely from public records, 92324 (San Bernardino County, California) returns a moderate composite of 35/100. The split runs 77/100 structural to 7/100 active on the ground. Its heaviest discrete signals: structural risk (77/100), institutional ownership (61/100), construction/permit lag (57/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (75/100).

The peak-phase market in 92324 posted values that held roughly flat over the year, and 12% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $445,100, an affordability ratio of 6.0×. Roughly 15.0% live below the poverty line. The vacancy rate is 4.9%. 54% of housing is owner-occupied. Median household income is $69,419, near the U.S. median near $78,000. About 16% have a four-year degree. Population is roughly 57,049 with a median age of 34. Rent burden reaches 49% of tenant households. The ZIP holds roughly 18,968 housing units. On demographic stress specifically, 92324 scores 43/100.

Net-net, 92324 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 92324 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 92324 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. 92324 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

92324's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 92324 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

35/100
Composite stress
77/100
Structural risk
7/100
Distress activity

ZIP 92324 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk100
Another 9 scored dimensions sit behind 92324

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 92324 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 92324, drawn from the same report attached to each property.

Loading ZIP 92324 stress data…

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Unlock parcel-level detail for ZIP 92324

The full 92324 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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