ZIP 92354 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 92354 (San Bernardino County, California) returns a moderate composite of 34/100. Property-level stress concentrates in structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 75/100 structural and 7/100 already moving.

The peak-phase market in 92354 posted values that held roughly flat over the year, and 16% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $86,063, near the U.S. median near $78,000. Around 48% of adults hold a bachelor's degree or higher. The ZIP holds roughly 8,740 housing units. Home values center near $564,400, an affordability ratio of 6.3×. The tenure split is 43% owner-occupied to 57% rented. DLRadar's demographic-stress index for the area reads 41/100. The poverty rate is 13.0%. Vacancy runs 8.7%. Around 43% of renters are cost-burdened. Population is roughly 23,076 with a median age of 38.

On balance 92354 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 92354 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 92354 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92354 can be compared directly against any other ZIP in San Bernardino County, California or nationwide. 92354 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

92354's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 92354 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.