ZIP 92356 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 92356 (San Bernardino County, California) lands at 34/100 — moderate on DLRadar's distress scoring. The pressure is most legible in structural risk (76/100), institutional ownership (57/100), construction/permit lag (55/100). By contrast, mortgage stress (24/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (68/100). Structural risk reads 76/100 against active distress of 7/100.

The market reads peak — home values held roughly flat year on year, and 6% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 62% of tenant households. Roughly 36.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. Around 15% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 47/100. Home values center near $269,900, an affordability ratio of 5.1×. There are about 2,911 housing units across 92356. 6,665 residents call 92356 home, typically aged 41. Median household income is $46,625, below the U.S. median near $78,000. The tenure split is 67% owner-occupied to 33% rented.

Taken together, 92356 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 92356 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 92356 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 92356 stays directly comparable to neighboring ZIPs and the rest of San Bernardino County, California. Every figure is auditable to a public dataset and refreshed as records update; 92356 shows blanks, not estimates, wherever the record is sparse.

The 34/100 figure for 92356 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 92356 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.