San Bernardino County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Mortgage delinquency in San Bernardino, CA

1.0% of San Bernardino, CA mortgages were ninety-plus days late (San Bernardino, CA, December 2025); San Bernardino, CA thirty-to-eighty-nine days late: 2.7%; San Bernardino, CA twelve-month change 0.0%; San Bernardino, CA peak since 2008: 11.6% (January 2010); California overall 0.5%. San Bernardino, CA ninety-day series: Dec 24 1.0, Jan 25 0.9, Feb 25 0.8 (San Bernardino, CA), Mar 25 0.8, Apr 25 0.8, May 25 0.8 (San Bernardino, CA), Jun 25 0.8, Jul 25 0.9, Aug 25 0.8 (San Bernardino, CA), Sep 25 0.9, Oct 25 0.9, Nov 25 1.0 (San Bernardino, CA), Dec 25 1.0.

Opportunity index: San Bernardino, CA

San Bernardino, CA index 29.4, San Bernardino, CA phase early_signal; San Bernardino, CA primary driver bank institutional, San Bernardino, CA second driver construction. San Bernardino, CA components: property stress 23.9, foreclosure pressure 24.9, listing discounts 25.5, bank stress 59.9, insurance 0.0; San Bernardino, CA pulse 33.4; San Bernardino, CA capital opportunity 23.4.

ZIP market phases inside San Bernardino, CA

100 San Bernardino, CA ZIPs carry a price-cycle phase; San Bernardino, CA ZIPs by phase (San Bernardino, CA), deepest drawdown first: peak, +1.9% YoY, 1.6% off peak (San Bernardino, CA): 89019; contraction, -0.8% YoY, 0.8% off peak (San Bernardino, CA): 93555; contraction, -0.4% YoY, 0.5% off peak (San Bernardino, CA): 93516; peak, +0.4% YoY, 0.2% off peak (San Bernardino, CA): 91766; peak, +0.4% YoY, 0.1% off peak (San Bernardino, CA): 91759; peak, +0.3% YoY, 0.1% off peak (San Bernardino, CA): 92397; peak, +0.2% YoY, 0.0% off peak (San Bernardino, CA): 91709; peak, +0.1% YoY (San Bernardino, CA): 91701, 91708, 91710, 91730, San Bernardino, CA 91737, 91739, 91761, 91762, San Bernardino, CA 91763.

Residential listings by San Bernardino, CA ZIP

San Bernardino, CA ZIPs with the most tracked San Bernardino, CA residential listings: 92277 40 listings, 13 candidates, bank pressure 67; 92392 37 listings, 5 candidates, bank pressure 66; 92284 34 listings, 15 candidates, bank pressure 66; 92252 28 listings, 8 candidates, bank pressure 66 (San Bernardino, CA); 92345 27 listings, 4 candidates, bank pressure 66; 92307 25 listings, 0 candidates, bank pressure 66; 92301 20 listings, 4 candidates, bank pressure 66; 92308 18 listings, 2 candidates, bank pressure 66. San Bernardino, CA totals: 557 listings; San Bernardino, CA candidates 144; active ZIPs 60.

HUD assisted housing in San Bernardino, CA

69 assisted properties with 7,422 units sit in San Bernardino, CA; largest San Bernardino, CA properties: College Park Apartments (Upland) 448 units; Mountainside Apartments (Rancho Cucamonga) 384 units; Village Drive Apts. (Fontana) 296 units in San Bernardino, CA; Sequoia Plaza (San Bernardino) 242 units; Sycamore Springs Apts. (Rancho Cucamonga) 240 units; Monterey Village Apts. (Rancho Cucamonga) 220 units.

Lenders with branches in San Bernardino, CA

San Bernardino, CA lenders by branch count: Citizens Business Bank Na (San Bernardino, CA): stress 50, 8 branches low in San Bernardino, CA; Banc Of California (San Bernardino, CA): stress 87, 5 branches low in San Bernardino, CA; Mechanics Bank (San Bernardino, CA): stress 59, 4 branches low in San Bernardino, CA; Chino Commercial Bank N A (San Bernardino, CA): stress 56, 4 branches low in San Bernardino, CA; East West Bank (San Bernardino, CA): stress 56, 3 branches low in San Bernardino, CA; Cathay Bank (San Bernardino, CA): stress 51, 2 branches low in San Bernardino, CA; First Pacific Bank (San Bernardino, CA): stress 90, 1 branch low in San Bernardino, CA; Provident Savings Bank Fsb (San Bernardino, CA): stress 77, 1 branch low in San Bernardino, CA.

Vacancy and permits, San Bernardino, CA

68,971 of 743,886 San Bernardino, CA housing units are vacant; San Bernardino, CA permits, twelve months: 2,437 multifamily units in San Bernardino, CA, 3,400 one-to-four unit units.

San Bernardino, CA questions