ZIP 92386 Foreclosure, Tax-Lien & Distress Report

ZIP 92386's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Bernardino County, California. On the structural side it scores 75/100, with 7/100 of stress already active. Its heaviest discrete signals: structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).

The peak-phase market in 92386 posted values that held roughly flat over the year, and 3% lower over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,037 people live here, median age 51. The typical home is worth about $458,600 (9.6× income, severely stretched). Around 66% of renters are cost-burdened. Owners hold 60% of homes, renters 40%. Vacancy runs 70.8%, above the national norm and a classic distress-and-opportunity signal. There are about 3,133 housing units across 92386. Educational attainment sits at 43% bachelor's-or-above. Households earn a median $46,490 — below the roughly $78,000 national figure. 29.8% of residents fall below the poverty threshold. On demographic stress specifically, 92386 scores 62/100.

Net-net, 92386 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 92386 at the moment; the composite and its components are still built from verifiable public records.

The 92386 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 92386 stays directly comparable to neighboring ZIPs and the rest of San Bernardino County, California. Where the public record is thin for 92386, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 for 92386 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 92386 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.