ZIP 92399 Property Distress & Foreclosure Data

ZIP code 92399 in San Bernardino County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (79/100). What sets it apart are the readings on structural risk (74/100), institutional ownership (62/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (24/100) stay muted. Structural risk reads 74/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 11% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.7%. There are about 19,743 housing units across 92399. The typical home is worth about $511,200 (5.0× income). The demographic-stress sub-score lands at 35/100. 55,029 residents call 92399 home, typically aged 37. Rent burden reaches 41% of tenant households. 73% of housing is owner-occupied. The poverty rate is 8.8%. At $94,718, median income runs above typical U.S. levels. Around 27% of adults hold a bachelor's degree or higher.

Overall, 92399 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.