ZIP 92405 Foreclosure, Tax-Lien & Distress Report

ZIP 92405's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Bernardino County, California. The split runs 75/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). Its heaviest discrete signals: structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (24/100).

The market reads peak — home values held roughly flat year on year, and 16% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $415,600 (6.4× income). Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 31,207 with a median age of 31. The tenure split is 50% owner-occupied to 50% rented. Around 13% of adults hold a bachelor's degree or higher. There are about 9,963 housing units across 92405. Rent burden reaches 65% of tenant households. At $59,271, median income runs below typical U.S. levels. Vacancy runs 3.5%. On demographic stress specifically, 92405 scores 49/100.

On the whole, 92405 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 92405 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 92405's 34/100 can be lined up against any neighbor in San Bernardino County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 92405 shows blanks, not estimates, wherever the record is sparse.

The 34/100 for 92405 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 92405 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.