ZIP 92404 Property Distress & Foreclosure Data

DLRadar grades ZIP 92404 (San Bernardino County, California) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), institutional ownership (62/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (24/100). The latent-versus-live split is 74/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (79/100)).

The peak-phase market in 92404 posted values that rose 1.5% over the year, and 15% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 3.6%. Around 51% of renters are cost-burdened. About 10% have a four-year degree. On demographic stress specifically, 92404 scores 45/100. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $426,300 here, or 5.8 times local income. Households earn a median $66,173 — below the roughly $78,000 national figure. The tenure split is 49% owner-occupied to 51% rented. The ZIP holds roughly 19,743 housing units. Population is roughly 63,067 with a median age of 32.

On balance 92404 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.