ZIP 92378 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 92378 (San Bernardino County, California) returns a moderate composite of 34/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). Structural exposure scores 75 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted.

The peak-phase market in 92378 posted values that held roughly flat over the year, and 24% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 41.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.5% live below the poverty line. Around 15% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented. About 32% have a four-year degree. The typical home is worth about $461,500 (5.0× income). At $70,515, median income runs near typical U.S. levels. There are about 296 housing units across 92378. The demographic-stress sub-score lands at 32/100. About 445 people live here, median age 39.

On the whole, 92378 leans distressed, with opportunity clustered in specific stressed parcels. While 92378 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 92378's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 92378 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 34/100 figure for 92378 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 92378 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.