ZIP 92321 Foreclosure, Tax-Lien & Distress Report

In San Bernardino County, California, ZIP 92321 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). The latent-versus-live split is 75/100 structural and 7/100 already moving. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 92321 posted values that held roughly flat over the year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 20% of renters are cost-burdened. The ZIP holds roughly 1,124 housing units. Educational attainment sits at 28% bachelor's-or-above. The typical home is worth about $641,400 (9.4× income, severely stretched). The poverty rate is 24.6% — high, a tax-stress and distress correlate. 84% of housing is owner-occupied. Households earn a median $50,893 — below the roughly $78,000 national figure. Vacancy runs 69.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 92321 scores 52/100. About 828 people live here, median age 51.

Taken together, 92321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 92321 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 92321's 34/100 can be lined up against any neighbor in San Bernardino County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 92321 reflects the current record instead of a stale or modeled snapshot.

The 34/100 for 92321 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 92321 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.