ZIP 92321 Property Distress & Foreclosure Data

ZIP code 92321 in San Bernardino County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (79/100). On the structural side it scores 74/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (74/100), institutional ownership (62/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 20% of renters are cost-burdened. The ZIP holds roughly 1,124 housing units. Around 28% of adults hold a bachelor's degree or higher. The typical home is worth about $641,400 (9.4× income, severely stretched). The poverty rate is 24.6% — high, a tax-stress and distress correlate. 84% of housing is owner-occupied. At $50,893, median income runs below typical U.S. levels. The vacancy rate is 69.0% — elevated. The demographic-stress sub-score lands at 52/100. 828 residents call 92321 home, typically aged 51.

Taken together, 92321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.