ZIP 92385 Foreclosure, Tax-Lien & Distress Report

San Bernardino County, California's ZIP 92385 registers 34/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in structural risk (76/100), institutional ownership (57/100), construction/permit lag (55/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (68/100). Structurally it carries 76/100, against 0/100 of stress already in motion.

The market reads peak — home values held roughly flat year on year, and 82% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $72,778, median income runs near typical U.S. levels. A median home runs $560,500 here, or 5.3 times local income. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 51.7%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 219 housing units. Educational attainment sits at 60% bachelor's-or-above. On demographic stress specifically, 92385 scores 30/100. 87% of housing is owner-occupied. Rent burden reaches 0% of tenant households. About 186 people live here, median age 56.

Taken together, 92385 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 92385 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 92385's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 92385 reflects the current record instead of a stale or modeled snapshot.

92385's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 92385 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.