ZIP 92401 Foreclosure, Tax-Lien & Distress Report

ZIP 92401's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Bernardino County, California. On the structural side it scores 75/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 92401 posted values that held roughly flat over the year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,283 with a median age of 31. The vacancy rate is 1.5%. Around 12% of adults hold a bachelor's degree or higher. 15% of housing is owner-occupied. On demographic stress specifically, 92401 scores 55/100. The poverty rate is 28.9% — high, a tax-stress and distress correlate. A median home runs $353,700 here, or 8.1 times local income. There are about 663 housing units across 92401. Rent burden reaches 44% of tenant households. At $42,898, median income runs below typical U.S. levels.

On the whole, 92401 leans distressed, with opportunity clustered in specific stressed parcels. While 92401 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 92401 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92401 can be compared directly against any other ZIP in San Bernardino County, California or nationwide. Sparse data for 92401 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 92401 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. Practically, 92401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.