ZIP 92408 Foreclosure, Tax-Lien & Distress Report
San Bernardino County, California · High Poverty market
In San Bernardino County, California, ZIP 92408 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Property-level stress concentrates in structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (24/100). Structural exposure scores 75 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).
The market reads peak — home values held roughly flat year on year, and 19% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $63,696, median income runs below typical U.S. levels. Owners hold 39% of homes, renters 61%. The typical home is worth about $426,400 (6.4× income). DLRadar's demographic-stress index for the area reads 48/100. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 7.0%. About 19% have a four-year degree. About 13,880 people live here, median age 33. Around 54% of renters are cost-burdened. The ZIP holds roughly 4,382 housing units.
Taken together, 92408 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 92408 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 92408's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 92408 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 34/100 figure for 92408 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 92408 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 92408
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 92408 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 92408, the same set carried on every parcel.
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Built from public records, scored the same way everywhere · methodology